- Be tactical about when you're going to use the ATM
On average, people use ATMs in Bali 4.1 times per person, in one trip. With the average Indonesian holiday last days... it's almost a trip-a-day to the ATM!
Limit your fees by planning the safest and most practical amount of currency to withdrawal at each key point of your trip.
2. Take foreign cash with you overseas
This doesn't have to be a huge amount. Maybe only enough to get you through the first few days. Not only will you avoid fees, but it is one less thing to do on holiday!
3. Once back in Australia, don't withdraw your leftover currency from a local ATM
Instead, convert it into AUD via your online account, and use it like a bank card at the supermarket, petrol station, clothing store and any other shop that accepts Mastercard.
Alternatively, you can cash your leftover balance out and have it deposited into your bank account. This comes with a $10 fee and can be done online through your my.travelmoneyoz.com account.
Don't forget - your card lasts for 5 years, and there's no inactivity or annual fee, so hanging onto the leftover spending money might be a great option for you to headstart your future travel fund.