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UK, Europe and your Travel Money

2nd August 2017

It’s that time of year where we start drooling over the idea of a holiday and start picking up all the signals that it’s UK & Europe holiday season.  It was only last year your friends and family were telling you about the big trip they’ve booked, and about 10 months later here we are in winter seeing them make the most of the European sun, picnics in the London parks or attending all the music festivals. Bliss!

At Travel Money Oz  we’ve noticed that often people tend to know the cost of the airfare to GET to the UK or Europe, but things like everyday costs, currency requirements, tipping, and visas all fall into the unknown. That’s where we can help – whether you’ve got something booked already, or are still in a dream phase, the below UK and Europe Travel Money Guide info should give you some insights into what to expect when picking a destination or planning to budget for that destination.

Different Destinations May Have Different Prices

It's fair to say that your travel money will definitely go further in different destinations! $5AUD in Ireland isn’t directly compatible to $5AUD in Spain. 

Where’s the best place for a beer?

Based on our comparison table, a beer may set you back around $2 - $3.50 AUD in Croatia, Czech Republic, Spain and Poland, but on the other end of the scale you’re looking at around $9 - $11 in Sweden and Norway. If you look to have a beer a day across 7 days, this can be the difference of $17.50 in Croatia and $77 in Norway - ouch!

How much does a local meal cost?

In terms of getting amongst the local cuisine, a budget of $10 - $20 AUD should cover all local based meals in the UK and Europe….bar Norway and Sweden, which are on the pricier end of the scale, where you may be looking at around $30 to try a Oslo specialty seafood dish in Norway, or $22ish for a Raraka in Stockholm, Sweden.

Figuring Out What Currency You Need

That’s where we come in. We recommend taking cash with you and a pre-paid travel money card like a Key to the World Currency Card for payment flexibility.

There are a few key benefits to using a card like a Key to the World Currency card including…

1. You can lock in your exchange rate for up to 10+ currencies*

2. It comes with a easy to use App for reloads, balance review and transfers

3. It’s safe and secure

It goes without saying, but never dismiss Travel Insurance. If you can’t afford insurance, you can’t afford to travel.

Our most popular Travel Money Guides

There’s lots more we’d love to share with you about travel money and UK and Europe, but we could be here all day – instead, we’ve created a snapshot of things you may want to know about our most popular UK / Europe destinations: United Kingdom, Ireland, Italy, France and Germany. Click on the below to find out more about each destination in more detail.







Hopefully this has given you an overview of what to expect if traveling to the UK or Europe soon. Our travel money experts have over 60+ currencies in stock, and a wealth of currency and budget knowledge to help you get set for your trip.

All prices are approximations only as at 03 August 2017. All prices are in Australian Dollars. Your costs may differ depending on where you go, what time of year you travel and other various factors.This blog is provided for information only and does not take into consideration your objectives, financial situation or needs.  You should consider whether the information and suggestions contained in any blog entry are appropriate for you, having regard to your own objectives, financial situation and needs.  While we take reasonable care in providing the blog, we give no warranties or representations that it is complete or accurate, or is appropriate for you.  We are not liable for any loss caused, whether due to negligence or otherwise, arising from use of, or reliance on, the information and/or suggestions contained in this blog.

MasterCard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Key to the World Currency Card in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL 240 984). You should consider the Product Disclosure Statement for the relevant product available at before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. +Exchange rates for initial loads and subsequent loads made using methods available at will be set at the prevailing exchange rate set out at the time of your request, provided you settle the transaction within four hours. Different exchange rates apply for loads initiated using other methods. If you initiate a load or reload other than via, the exchange rate applied will be the prevailing exchange rate at the time the payment is processed and the funds are received into your facility. For more information on how exchange rates are set and applied, please see the Product Disclosure Statement at