Making the most of your travel spending money

Your dedicated Travel Associates advisor has taken care of your flights, accommodation, and itinerary - from cruising to touring, every detail tailored to you. Now it's time to think about how to make every moment on the ground extraordinary.

The calculator above is designed to help you estimate your day-to-day spending so you arrive prepared, with the right amount of local currency and no surprises.

Dining and fine food

Exceptional dining is often the highlight of a luxury trip. Whether you're chasing a Michelin-starred tasting menu in Paris, a fresh seafood lunch on the Amalfi coast, or a long lunch at a celebrated local favourite, your food budget deserves careful thought. Factor in everything from room service to wine pairings, gratuities, and those spontaneous meals you'll never forget.

Curated experiences and activities

The best travel memories are rarely the ones you planned months in advance - they're the spontaneous private sailing trip, the last-minute hot air balloon at sunrise, the spa afternoon that turned into the highlight of your holiday. Set aside a generous discretionary allowance for experiences, cultural events, and anything that catches your eye. Your advisor can arrange these for you and provide expert recommendations.

Shopping and gifts

From luxury boutiques to local artisan markets, shopping is a meaningful part of travel for many of our clients. Think about what you love to bring home - whether it's fashion, jewellery, homewares, or gifts for loved ones - and factor that into your currency needs. It's always worth having a little more than you think you'll need.

Day-to-day comfort

Taxis, private transfers, tips, spa treatments, a sundowner at the best bar in town - the smaller moments add up quickly. Budgeting a daily "comfort fund" on top of planned expenses means you're never in the position of hesitating over something you'd genuinely enjoy.

Your foreign currency, sorted

As a Travel Associates client, you have access to exclusive rates on currency exchange through Travel Money Oz - so the currency you need for your trip costs you less. Use the calculator to estimate how much local currency to bring, then lock in your rate before you take off.