Travel Money Blog

 Countries that don't use the Euro

19th June 2023

Of course, there’s more to Europe than just the Eurozone, so chances are you’ll need some local foreign currency for the destination you’re visiting!

We’ve got you covered for that too.


 

Europe, Summer, foreign exchange, currency

Popular Western European Countries That Don't Use The Euro

While you can get away with just having the Euro on hand for much of Western Europe, if you’re planning to visit the United Kingdom (UK) or Switzerland during your travels (and often many group tours and cruise itineraries will stop off in these locations!), you’ll need to also take with you some Great British Pounds (GBP) – which are also known as Pound Sterling – as well as Swiss Francs (CHF). 

Travel Money for the UK

The UK has so much to offer!

For history buffs, there are medieval castles dotting the Scottish highlands, as well as of course, Stone Henge. For the Royalists, there’s of course a rich history of the monarchy in England, the crown jewels, and Buckingham Palace. More of a nature lover? The UK has that too – from the fairy isles of Scotland, to the Forest of Dean, to Dover Heights. And for the pop culture fanatics, from Beatlemania to Harry Potter, there’s a lot to explore in the UK.

If you’re lucky enough to visit the enchanting UK, here is a budget breakdown of how much money you’ll need to take…


 

Travel expenses in Europe, Budget travel in Europe, European cities to explore

  • What currency do I need for the UK?

  • Where is the GBP used?

  • UK Daliy Costs

  • UK Daily Budget

  • Cash or Card in the UK?

  • Tipping in the UK

  • SAFETY in the UK

  • UK TRAVEL MONEY TIPS

Want more info?

Read this blog for how much money you need to travel the United Kingdom.

Travel Money for Switzerland

Did you know Switzerland is home to four languages?

The Swiss speak German, French, Italian, and Romansh, thanks to the neighbouring countries of Germany, France, and Italy! Making this picturesque alpine country a perfect addition to your European travels.

If you’re planning on a summer hike through alpine meadows and powder-blue water, or instead go skiing through the alps in winter, here’s the travel money you’ll need for Switzerland…


 

Travel expenses in Europe, Europe travel tips, Best places to visit in Europe

  • What currency do I need for Switzerland?

  • Switzerland Daily Costs

  • Switzerland Daily Budget

  • Cash or Card in Switzerland?

  • Tipping in Switzerland

  • SAFETY in Switzerland

  • Switzerland TRAVEL MONEY TIPS

Ready to head to Switzerland?

Exchange AUD to Swiss Franc (CHF) at Travel Money Oz today!

Travel Money Advice


 

Europe, foreign exchange, currency, travel money tips, currency exchange rates

Why do you need foreign currency?

Okay, say you’ve figured out where in Europe you’re heading.

You’ve booked your flights and accommodation, got your visas and vaccines.

Everything’s good to go, right?

Wrong.

You need some spending money! Those delicious pizzas in Napoli aren’t gonna pay for themselves.

So, that’s where travel money comes in.

What is foreign currency exchange?

Currency Exchange is the process of converting one currency into another currency, typically done for international travel.
For example, if you’re an Aussie travelling to Istanbul, you’ll be exchanging Australian Dollars into Turkish Lira for your trip!

Want some more info? 

So… why should you exchange money before you go travelling?

Cash


 

Travel money tips, currency exchange rates, travel money advice, best exchange rates, cash

  • Safety & peace of mind

  • Have spending money as soon as you can

  • Avoid hefty airport exchange fees

When to use foreign cash, when to use Currency Pass, and when to use credit cards.

We recommend taking both cash and card to travel, wherever you’re headed!

After all, you don’t want to keep all your eggs in one basket.

A good rule of thumb is to have some cash for small purchases (like coffee, local markets, and tipping), a prepaid travel card (like our Currency Pass) for everyday spending in card-based countries, and keep your personal credit cards handy for security deposits (for hotels and car rentals etc. but remember they incur additional surcharges and fees for all international purchases!).

What denomination of currency should I get?

  • Have smaller denominations for street vendors, markets etc.
  • Avoid exchanging at airports, hotels, and restaurants as these can often have hidden fees and charges.

Why should I get a Currency Pass prepaid travel card?

  • Lock in your exchange

  • Reload via the App

  • Load up to 10x currencies

Currency Pass Tip – Select the Local Currency!

Always select the LOCAL  currency when paying by card or withdrawing from an ATM!
Merchants and retailers might offer you to pay in your own currency, but this might include hidden charges, fees, and a not-so-competitive exchange rate which can cost you more. If you choose the local currency, you’ll be exchanging for the best exchange rate Travel Money Oz can provide at the time. Read about it in our blog - Top Tips On Avoiding International Bank Fees.

Ready to get a travel money currency prepaid travel card?

Good call! We might be biased, but we think Currency Pass is the best travel money card of all prepaid travel cards!

You can buy a currency card online and check travel card exchange rates here.

You can also reload travel cards too!

If you want more info about our travel money card fees, check out our PDS here.

Travel Money Budgeting and Money Management Tips

How to get the best rates at a Foreign Currency Exchange

Do your research!

  • It’s really important to keep in mind the rates, fees, and charges that will be involved in the process -to make sure you get the most bang for your buck.
  • It’s also crucial you research the currency or currencies you’ll need for the destinations you’ll be travelling to.
  • On top of that, making sure you have enough money to last the entirety of your trip, and then some, by creating a travel budget!

How to avoid international banking fees.

When you're travelling overseas, using your regular debit or credit bank card to manage your travel money often seems like the easiest option. But all too often, this convenience comes at a price.

Discover the sneaky international bank fees you can incur while travelling, and how to avoid them, so you can put your cash toward more important things – like souvenirs!

How to make most of your foreign currency while on holiday

We all love to treat ourselves while we’re on holiday. After all, it’s what we’ve been saving hard for all this time. A little splurging on souvenirs and dining can quickly add up.

But there are a few things you can do before and during your holiday to make sure you’re getting the best bang for your buck. Read this article to learn more!

How to keep your money safe while travelling

So how can you protect yourself from becoming a target of pickpocketing and money scamming? A combination of common sense and preparation, of course!

Keep your money safe during your travels with these 20 tips.

Understanding ATM Fees

Aussies love using ATMs, but this article isn’t a ATM Appreciation post.. ATM use can come at a big cost!! Make sure you’re informed about all the fees involved so you can make the best decisions for yourself and limit unnecessary costs.

 
 
 
Travel expenses in Europe, Budget travel in Europe, Europe itinerary planner, Europe travel guide


Well friend, we’ve made it easy for you.

There are two parts for your travel budget.

Firstly, there are things you need to take of before your trip – like flights, accommodation, visas, vaccinations, and all that jazz.

Then, there’s the money you’ll be spending while actually abroad – think food, transport, tipping, souvenirs, and experiences.

After all, if you’re travelling all the way to Greece for an island-hopping adventure, you’ll probably want some travel money to buy those ferry tickets!

Conveniently… we have this guide on how much money you need to travel Europe!

From example itineraries to our nifty (and free!) holiday budget planning tool, this blog is basically a step-by-step guide to make creating a travel budget easy.

Why exchange with Travel Money Oz for your European holiday?

That’s a good question!

It’s always important to research the businesses you’re engaging with.

Here are some of our key pointers:

  • Transparency

  • Best Price Guarantee

  • Rate Move Guarantee

  • Cash Commitment

  • 60+ Currencies

  • Friendly World Experts

What should I do with my leftover foreign currency?

If you have anything left over after your great European adventure, you can sell it back to Travel Money Oz on return!

  • Leftover Cash

  • Leftover Card

  • Leftover Coins

There you have it!

Your Travel Money for European adventure sorted.


That wraps up all the most important info (that we can think of at least!) that you’ll need to know when it comes to foreign currency in Europe.


 

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All that’s left to do us come and see us to grab yours!

Disclaimer

Travel Money Oz has sought to ensure that the information is true and correct at the time of publication. Prices, details and services are subject to change without notice, and Travel Money Oz accepts no responsibility or liability for any such changes, including any loss resulting from any action taken or reliance made by you on any information provided. Daily Cost: All prices are approximations. Your costs may differ depending on where you go, where you shop, and their individual factors. Daily Budget: Costs are estimated per person and do not include accommodation. Terms and conditions apply to Best Price Guarantee, Rate Guard and Cash Commitment. See travelmoneyoz.com for more details.

About the Author

Traveller and content creator Gemma Edwards leans against a whitewashed Greek villa, overlooking a vividly azure Mediterranean ocean. In the foreground is a baby olive tree. Photo taken in Fira, Santorini, Greece

Gemma Edwards

Gemma is always chasing her next sundrenched adventure - from cliff diving in the Greek Isles, sandboarding in the Sahara desert, to going on a 50+ temple pilgrimage in Japan (and

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