Cover-More Travel Insurance

Get Cover-More travel insurance through Key to the World


At Travel Money Oz, we understand that accidents happen and the unexpected can take us by surprise while we're on holiday. And that is why we offer travel insurance through Cover-More, one of Australia's leading travel insurance and medical assistance providers, so that you can be protected when the unexpected happens.

We also understand that organising your travel insurance isn't exactly the most exciting part of your holiday planning. But, it is an essential one, so we have tried to make it as easy as possible to purchase and manage your travel insurance policy by offering it to you through the Key to the World online portal.

Key to the World is a digital travel wallet offering that allows you to view and add your travel itinerary, manage a prepaid travel money card, purchase and view your travel insurance and manage a global SIM, all from one place, anywhere in the world, 24/7.

Key to the World Currency Card v2

Cover-More protection for all ages and budgets

Through the Key to the World portal, you can choose the travel insurance policy to suit your budget and needs, selecting from either an Options or Travelsure policy. Both policies can be customised to include snow sports, motorcycle and moped riding, existing medical conditions and more*.

Options Policy

Options is Cover-More’s most comprehensive travel insurance policy, offering top-level cover for your travel plans, medical care and personal possessions.

Travelsure Policy

Travelsure provides you with comprehensive insurance  focusing only on coverage you believe you need.

Both policies include:

  • A FREE Key to the World Currency Card#
  • A FREE Cover-More Global SIM+
  • 15 working-day money back guarantee^
  • 24/7 Medical Emergency Medical Assistance

Accompanying children~ can be included on parents or grandparents policy at no extra fee.

Both policies can be customised to include snow sports, motorcycle and moped riding, existing medical conditions and more. Please note that some customisations may result in an additional premium.

Travel lighter with Key to the World

Key to the World is a digital travel wallet that allows you to manage all of those "travel extras" we all sometimes forget about - like travel insurance, a travel money card and Global SIM.

By organising your Cover-More travel insurance policy through the Key to the World portal, you will also be able to:

  • view all of your policy details in one place - on the portal or through the app - rather than carrying around sheets of printed policy details
  • easily find Emergency Assistance contact numbers online, or on the card that is sent out to you (which easily fits into your wallet or purse)
  • view past travel insurance policies
  • view multiple insurance policies you may have with Cover-More
  • get a quote or purchase your insurance online
  • find out how to make a claim

When you take out an international travel insurance policy from Cover-More through Key to the World, you will be sent an insurance card within two weeks of your purchase. This card has the added benefit of also acting as your optional prepaid Currency Card. If you want to use this added functionality, you simply activate your card by adding travel money funds on to it.

Need help?

Click on "Contact Us" and send us an email, or call us on 1300 426 997


By proceeding I agree to Travel Money Oz's terms of use and my personal information being handled in accordance with Travel Money Oz's Privacy Policy.

Why choose Cover-More travel insurance?


With 30 years of experience in the travel insurance industry, and more than 2.2 million journeys covered each year, Cover-More understand travellers, so protection of you and your holiday couldn't be in better hands.

Cover-More understands that if something goes wrong you want expert help, fast, and to know you're not alone.  With Cover-More, the help you need is only ever a phone call away - whether it be for emergency medical assistance, to talk to an Australian-based GP or claiming for lost luggage.

Cover-More insurance provides:

  • comprehensive medical and dental cover
  • medical evacuation to first world facilities, if required
  • 24/7 Emergency Medical Assistance
  • access to Travel GP, available from Cover-More only
  • up to 5 adults can be listed on one policy
  • cover for a number of advernture activities
  • 15 working day money back guarantee^

Why Travel Money Oz?

Terms and Conditions

*Some customisations may result in an additional premium. #When you purchase a Cover-More Travel Insurance policy through Key to the World, you are sent a medical assistance card that also doubles as a prepaid Key to the World Currency Card. Activating the prepaid currency card is optional. You can choose to activate it and load funds onto it or simply keep it handy to use the medical assistance numbers listed on the card should you need.  +Free Global SIM Card available to eligible Cover-More Travel Insurance holders who purchase an international comprehensive travel policy at least 78 days prior to departure. 7 day minimum trip duration also applies. This is a prepaid service. Handset must be unlocked. Network coverage is not available in all areas. Visit to view full pricing details, rates, coverage and terms and conditions. Telecommunications services are provided by United Global SIM Australia Limited (ABN 49 610 038 509). Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145) and Flight Centre Travel Group Limited (ABN 25 003 377 188) are not the providers of any Global SIM products or services but may receive payments which are linked to customer usage and credit purchased.  ^Money back guarantee applies if you cancel the policy within 15 working days (excluding public holidays) of purchase and you have not made a claim or departed on your journey. ~Accompanied children includes your children or grandchildren who are identified on the Certificate of Insurance and travelling with you on the journey, provided they are not in full-time employment and they are under the age of 21 years. 

Limits, sub-limits, conditions and exclusions apply. Insurance administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) and issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Any advice is general advice only. Please consider your financial situation, needs and objectives and read the Combined FSG/PDS before deciding to buy this insurance.