Key to the World Currency Card


Get a Key to the World Currency Card and travel smarter

Your reloadable, prepaid currency card is a safer, more secure way to carry your travel money overseas, and it can be topped up 24/7 online from anywhere in the world. But what else does it offer you?

Lock in your exchange rate+ for up to 10 currencies

Have the right currency ready for your stopover and destination, all on the one card. You can purchase foreign currency before you go and lock in your exchange rate, for up to 10 different currencies+, making it easier to set your travel budget and stick to it.

With a Key to the World Currency Card, you'll know exactly how much you're spending during your holiday, and you won't have to worry about any stressful mental calculations when it comes to paying in the local currency.

See what you've spent and top up online

You can easily see how much money you have on your card and keep track of your purchases throughout your holiday. Just log in to the Key to the World online portal from your phone, tablet or computer, and you can track your spend or top up your funds, anywhere and anytime.

Safe and secure

Your travel money card keeps your holiday money separate from your everyday accounts, so if your card is lost or stolen, it won't affect your mortgage or rent payments back home. You will simply be able to cancel your Currency Card and have a replacement card sent out to you (fees may apply).

Save on bank credit card fees

With a Key to the World Currency Card you won't get hit with unexpected fees for everyday purchases, like you would if you use your credit card while travelling. When you're making purchases in local currencies that have been loaded on to your card, you can avoid any currency conversion fees and monthly account fees.


How do I get my Currency Card?

Order your travel money card online in a few easy steps.

Find your nearest store and order your Key to the World Currency Card with a Travel Money Expert.

Find out more - send us an email or call us on 1300 426 997.


By proceeding I agree to Travel Money Oz's terms of use and my personal information being handled in accordance with Travel Money Oz's Privacy Policy.

Need Help?

The Key to the World Customer Service team is available 24/7 to answer your questions or provide assistance if your Currency Card has been lost or stolen.

Please call the number dedicated to the country you are in:

  • Australia: 1800 098 231
  • UK: 0800 056 0572
  • USA/Canada: 1877 465 0085
  • Japan: 00531 780 221
  • Thailand: 001800 442 212
  • New Zealand: 0800 444 691
  • Hong Kong: 800 966 321
  • South Korea: 00798 4434 1279
  • Other countries: +44 207 694 9404

You can also browse the FAQs section or send the team an email.

Buying, managing and using a prepaid travel money card has never been easier than it is with Key to the World.

You can place an order for your Currency Card at any Travel Money Oz store or online, and your preloaded, personalised card will be sent out to you in the mail. But, before you place an order, here is all of the information you need on how much it will cost you to buy, manage and use your Key to the World Currency Card.

Key to the World Currency Card v2

Order a Prepaid Currency Card

To order your travel money card from a store, just make sure you bring your Australian passport or drivers license with you so we can complete a quick ID check, then leave the set up of your card to us. You can load funds^ on to your card straight away, and pay for it with cash or by card.

Order online

Just use the currency calculator to add up to 10 different currencies+ on to your card, lock in your rate, and load your funds^. You will need to provide a few personal details to complete an ID check, process payment for your funds and then you're on your way! While you're doing this, you will also set up your Key to the World login, so that you can manage your card from the portal or app using your own secure login.

What's next?

Your personalised card will be posted to you within 14 days. To be on the safe side, we don't take online orders for Currency Cards if you're departing within the next 14 days. Instead, just pop in to your local Travel Money Oz store and we can provide you with a non-personalised, instant-issue card on the spot.

Key to the World Currencies

Flag of AustraliaAustralian Dollar AUD
Flag of the USAUnited States Dollar USD
Flag of the European UnionEuropean Euro EUR
Flag of the United KingdomUnited Kingdom Pound GBP
Flag of New ZealandNew Zealand Dollar NZD
Flag of CanadaCanadian Dollar CAD
Flag of Hong KongHong Kong Dollar HKD
Flag of JapanJapanese Yen JPY
Flag of SingaporeSingapore Dollar SGD
Flag of ThailandThai Baht THB

Key to the World - more than just a Currency Card

Key to the World is much more than just a travel money card.

It is also an online portal that can store all of your travel itinerary details, as well as your foreign currency, Global SIM and travel insurance information.

Travel Itinerary

With Key to the World you won’t need to carry around endless pieces of paper everywhere - now you can just upload all of your travel itinerary details to the Key to the World portal or app, and you will have every flight, transfer, hotel booking and more at your fingertips throughout your trip.

Travel Insurance

Your Key to the World card is your link to 24/7 travel insurance protection. Simply purchase your Cover-More travel insurance* and you can view,  and manage your policies online from anywhere in the world through your secure  Key to the World logon.

When you purchase an international travel insurance policy, you will be sent insurance Key to the World card within 2 weeks. This card is also your Currency Card, so you don't need to carry two separate cards on you.

Global SIM

When you purchase an eligible Cover-More travel insurance policy through Key to the World, you will also get a free Global SIM~ to help you stay in touch with home and keep connected while travelling in an affordable way.

Key to the World App

You can get the Key to the World App for Smartphone or Android and access all of your travel insurance, currency card, global SIM and travel itinerary details from your mobile devices wherever and whenever you need to.

Terms and Conditions

MasterCard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Key to the World Currency Card in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL 240 984). You should consider the Product Disclosure Statement for the relevant product available at before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

+Exchange rates for initial loads and subsequent loads made using methods available at will be set at the prevailing exchange rate set out at the time of your request, provided you settle the transaction within four hours. Different exchange rates apply for loads initiated using other methods. If you initiate a load or reload other than via, the exchange rate applied will be the prevailing exchange rate at the time the payment is processed and the funds are received into your facility. For more information on how exchange rates are set and applied, please see the Product Disclosure Statement at ^Minimum load value of $100.00 AUD. Maximum transaction value is $10,000.00 AUD. *Limits, sub-limits, conditions and exclusions apply. Insurance administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) and issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Any advice is general advice only. Please consider your financial situation, needs and objectives and read the Combined FSG/PDS available from before deciding to buy this insurance. ~ Global SIM is a prepaid service. Network coverage is not available in all areas and rates may change at any time. Terms and conditions are available at Services are provided by United Global SIM Australia Limited (ABN 49 610 038 509). Cover-More Insurance Services Pty Ltd ABN 95 003 114 145 is not the provider of any Global SIM products or services.