Prepaid Travel Money Cards

What is a travel money card?


Convenient and easy to carry around, a pre-paid travel money card is simply a cash card that you can pre-load with a number of different foreign currencies. It’s the smart way to carry your travel money when you don’t feel safe handling cash. Unlike cash, your card is protected by a Chip and your PIN and can be cancelled at any time if it is lost or stolen. 

How does it work?

A travel money card not only takes the hassle out of carrying cash overseas, but it also allows you to pre-load your foreign currency in advance so you can lock in the exchange rate*.

  • Simply buy a card online or at any of our stores and load it with the foreign currency you need. You'll get the exchange rate available at load-up time*
  • If you need more than one foreign currency, load them all on the one card and they will be stored separately so you know how much money you have in each currency^
  • Use your card overseas at ATMs, at retailers or online, anywhere MasterCard is accepted. The amount you spend is simply deducted from the currency held on your card
  • Re-load your card at any time, add more currencies, or transfer money between currencies using your secure login.

Where can I get a travel money card?

At Travel Money Oz, we can offer you a Key to the World Currency Card as your travel money card.

You can purchase a personalised or an instant-issue card from any of our stores, where we can also help you load funds onto it it and show you how to use it while you're overseas.

We can also talk you through all of the other added benefits that come with the Key to the World Currency Card.

Alternatively, you can order your personalised Currency Card on the Key to the World online portal - it will only take a few minutes and your personalised card will be mailed out to you within 2 weeks.

It's safe, secure and smart! Plus it's easy as to order one!

How do I get my Currency Card?

Order your travel money card online in a few easy steps.

Find your nearest store and order your Key to the World Currency Card with a Travel Money Expert.

Find out more - send us an email or call us on 1300 426 997.


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Get a Key to the World Currency Card and travel smarter


Your reloadable, prepaid currency card is a safer, more secure way to carry your travel money overseas, and it can be topped up 24/7 online from anywhere in the world. But what else does it offer you?

Lock in your exchange rate+ for up to 10 currencies

Have the right currency ready for your stopover and destination, all on the one card. You can purchase foreign currency before you go and lock in your exchange rate, for up to 10 different currencies+, making it easier to set your travel budget and stick to it.

With a Key to the World Currency Card, you'll know exactly how much you're spending during your holiday, and you won't have to worry about any stressful mental calculations when it comes to paying in the local currency.

See what you've spent and top up online

You can easily see how much money you have on your card and keep track of your purchases throughout your holiday. Just log in to the Key to the World online portal from your phone, tablet or computer, and you can track your spend or top up your funds, anywhere and anytime.

Safe and secure

Your travel money card keeps your holiday money separate from your everyday accounts, so if your card is lost or stolen, it won't affect your mortgage or rent payments back home. You will simply be able to cancel your Currency Card and have a replacement card sent out to you (fees may apply).

Save on bank credit card fees

With a Key to the World Currency Card you won't get hit with unexpected fees for everyday purchases, like you would if you use your credit card while travelling. When you're making purchases in local currencies that have been loaded on to your card, you can avoid any currency conversion fees and monthly account fees.



Key to the World - more than just a Currency Card

Key to the World is much more than just a travel money card.

It is also an online portal that can store all of your travel itinerary details, as well as your foreign currency, Global SIM and travel insurance information.

Travel Itinerary

With Key to the World you won’t need to carry around endless pieces of paper everywhere - now you can just upload all of your travel itinerary details to the Key to the World portal or app, and you will have every flight, transfer, hotel booking and more at your fingertips throughout your trip.

Travel Insurance

Your Key to the World card is your link to 24/7 travel insurance protection. Simply purchase your Cover-More travel insurance* and you can view,  and manage your policies online from anywhere in the world through your secure  Key to the World logon.

When you purchase an international travel insurance policy, you will be sent insurance Key to the World card within 2 weeks. This card is also your Currency Card, so you don't need to carry two separate cards on you.

Global SIM

When you purchase an eligible Cover-More travel insurance policy through Key to the World, you will also get a free Global SIM~ to help you stay in touch with home and keep connected while travelling in an affordable way.

Key to the World App

You can get the Key to the World App for Smartphone or Android and access all of your travel insurance, currency card, global SIM and travel itinerary details from your mobile devices wherever and whenever you need to.

Terms and Conditions:

MasterCard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Key to the World Currency Card in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL 240 984). You should consider the Product Disclosure Statement for the relevant product available at before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

+Exchange rates for initial loads and subsequent loads made using methods available at will be set at the prevailing exchange rate set out at the time of your request, provided you settle the transaction within four hours. Different exchange rates apply for loads initiated using other methods. If you initiate a load or reload other than via, the exchange rate applied will be the prevailing exchange rate at the time the payment is processed and the funds are received into your facility. For more information on how exchange rates are set and applied, please see the Product Disclosure Statement at ^Minimum load value of $100.00 AUD. Maximum transaction value is $10,000.00 AUD. *Limits, exclusions and conditions apply. Insurance administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) and issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). This is general advice only. Please consider your own needs, financial situation and objectives and read the Combined FSG/PDS available from before deciding to buy this insurance. ~ Global SIM is a prepaid service. Network coverage is not available in all areas and rates may change at any time. Terms and conditions are available at Services are provided by United Global SIM Australia Limited (ABN 49 610 038 509). Cover-More Insurance Services Pty Ltd ABN 95 003 114 145 is not the provider of any Global SIM products or services.

Why Travel Money Oz?